About this project
Why this site exists
I have unfortunately seen several times that people among friends become less reliable about paying back money when nothing was put in writing. This tool is meant to help settle things fairly and clearly: a private promissory note as a PDF in a few minutes, free, anonymous, and without your details reaching a server.
Idea and approach
The generator is deliberately kept simple, both to use and in its code. Even programming beginners should be able to follow how it works.
- Technology: Astro, TypeScript, Tailwind CSS, pdf-lib for the PDF and docx for the Word templates.
- Everything in the browser: preview, PDF and printout are created on your device. Nothing is stored unless you explicitly ask for it.
- Tested: amount in words, periods under ยง 188 of the German Civil Code, IBAN checksum and repayment schedule are covered by tests. Every legal statement on the site has a source.
- Open source: github.com/michaelblaess/schuldschein-generator, licensed under Apache 2.0.
What you get
- Enter the details, check the live preview, save as PDF or print, short or detailed.
- Optional interest, repayment in instalments, bank accounts, purpose and a witness.
- Automatic: amount in words, repayment schedule, IBAN check.
- Blank templates as PDF and Word, German law with checked court decisions, and answers to frequent questions.
Legal notes
- This tool is not legal advice. You use it at your own risk.
- "Schuldschein-Generator" is not a registered trademark.
- There is no connection to financial service providers, banks or legal advisers.
- Check the document before using it and have it reviewed by a lawyer if in doubt.
Project status
- Hobby project: contributions, ideas and issues are welcome.
- Aim: A lean, robust solution with as few dependencies as possible. Statistics only with your consent, form data is never transmitted.
Who is behind it
Michael Blaess, an IT consultant from Rehfelde, Germany. More about me at michaelblaess.de.
Thanks
Special thanks to Jette for the inspiration and motivation to build this project.